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Yes, Kentucky is a no-fault state. This means that in the event of an accident, each driver’s personal injury protection (PIP) insurance covers their own injuries and damages up to their policy ...
Kentucky is a no-fault state, meaning each driver in the accident, regardless of fault, files initial claims with their own company. A driver’s personal injury protection (PIP) coverage then ...
Since Kentucky is a no-fault state, each driver must be offered at least $10,000 per person per accident in personal injury protection (PIP) coverage, as well. PIP can help pay for medical ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
AMP and PIP limits range from $1,000 to $250,000 depending on the injury and the state, though many insurance providers have a relatively low limit of $5,000. A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4]
Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault states. In a no-fault state, both parties will file a claim with their ...
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