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  2. ‘I feel stupid’: This Oklahoma father is facing foreclosure ...

    www.aol.com/finance/feel-stupid-oklahoma-father...

    Turns out the owner of Home Masters LLC owed money on a pre-existing mortgage on the house, and no payments have been made on it since March 2024. ... Never sign a contract or hand over a deposit ...

  3. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

  4. Secret Cash: How To Uncover if You’re Owed Unclaimed Money

    www.aol.com/finance/secret-cash-uncover-owed...

    Maybe you left a job and somehow forgot to pick up a final paycheck. Or you've lost track of a small savings account you opened in college. What happens to those funds? There's a good chance they ...

  5. Third-party beneficiary - Wikipedia

    en.wikipedia.org/wiki/Third-party_beneficiary

    In other words, if the promisor is owed money by the promisee, any award to the third party for the promisor's failure to perform can be reduced by the amount thus owed. If the promisor is owed more than the value of the contract, the beneficiary's recovery will be reduced to nothing (but the third party can never be made to assume an actual debt).

  6. Secured transaction - Wikipedia

    en.wikipedia.org/wiki/Secured_transaction

    An unsecured creditor is simply a person who is owed money and has not received payment according to the terms of the agreed upon transaction. Upon default of a debtor who has multiple creditors, the distinction between being a secured creditor and an unsecured creditor is legally significant.

  7. IOU - Wikipedia

    en.wikipedia.org/wiki/IOU

    An IOU (abbreviated from the phrase "I owe you" [1] [2]) is usually an informal document acknowledging debt. An IOU differs from a promissory note in that an IOU is not a negotiable instrument and does not specify repayment terms such as the time of repayment. IOUs usually specify the debtor, the amount owed, and sometimes the creditor.

  8. Pre-existing duty rule - Wikipedia

    en.wikipedia.org/wiki/Pre-existing_duty_rule

    If contractual parties owe each other existing contractual obligations but a third party offers a promise contingent upon performance of the contract, that promise has sufficient consideration. In the US, under the Uniform Commercial Code , modifications may be made free of the Common Law legal duty rule even without consideration provided that ...

  9. Accord and satisfaction - Wikipedia

    en.wikipedia.org/wiki/Accord_and_satisfaction

    The accord agreement must be transacted on a new agreement. It must therefore have the essential terms of a contract, (parties, subject matter, time for performance, and consideration). If there is a breach of the accord there will be no "satisfaction" which will give rise to a breach of accord.