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Permanent life insurance is life insurance that covers the remaining lifetime of the insured. A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value.
A History of British Insurance. Pitman Publishing. ISBN 9780273416418. Stalson, J. Owen (1942). Marketing Life Insurance: Its History in America. Harvard University Press. Zelizer, Viviana (1979). Morals and Markets: The Development of Life Insurance in the United States. Columbia University Press. ISBN 9780878559299
On April 17, 2023, Pacific Life completed the sale of Pacific Asset Management to Aristotle Capital Management. [12] The Pacific Life Foundation was established in 1984 and is headquartered in Newport Beach, California. Together with Pacific Life, the Foundation has contributed more than $142 million to community and national nonprofit ...
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National Life Insurance Company was chartered by the Vermont Legislature on November 13, 1848. [2] [3] [4] It has been insuring people for 175 years and was one of the first mutual life insurance companies in the U.S. [5] The company wrote its first policy on the life of Daniel Baldwin, a resident of Montpelier, on January 17, 1850.
Insurance, generally, is a contract in which the insurer agrees to compensate or indemnify another party (the insured, the policyholder or a beneficiary) for specified loss or damage to a specified thing (e.g., an item, property or life) from certain perils or risks in exchange for a fee (the insurance premium). [2]