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  2. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

    www.aol.com/9-free-easy-budget-templates...

    Instead, here are nine completely free, easy-to-use budget templates and spreadsheets that are available to download right now. Microsoft Excel Personal Monthly Budget Spreadsheet Where to get it ...

  3. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

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    Yes, Microsoft Excel does include a number of budget templates. Which templates you get will depend on the version of Office that you use. Additional budget templates for Excel can be downloaded ...

  4. Zero-based budgeting - Wikipedia

    en.wikipedia.org/wiki/Zero-based_budgeting

    Zero-based budgeting (ZBB) is a budgeting method that requires all expenses to be justified and approved in each new budget period, typically each year. It was developed by Peter Pyhrr in the 1970s. This budgeting method analyzes an organization's needs and costs by starting from a "zero base" (meaning no funding allocation) at the beginning of ...

  5. Construction estimating software - Wikipedia

    en.wikipedia.org/wiki/Construction_estimating...

    Many construction cost estimators continue to rely primarily upon manual methods, hard copy documents, and/or electronic spreadsheets such as Microsoft Excel. While spreadsheets are relatively easy to master and provide a means to create and report a construction cost estimate and or cost models, their benefit comes largely from their ability ...

  6. Kakeibo - Wikipedia

    en.wikipedia.org/wiki/Kakeibo

    Kakeibo (Japanese: 家計簿, Hepburn: kakeibo), is a Japanese saving method. The word "kakeibo" can be translated "household ledger" and is literally meant for household financial management.

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