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  2. What is negative equity? A guide to underwater mortgages - AOL

    www.aol.com/finance/negative-equity-guide...

    For example, let’s say that your current mortgage loan balance is $360,000. But your home is only worth $300,000. In that case, you would have negative equity of $60,000.

  3. Underwater mortgage: What it is and what to do - AOL

    www.aol.com/finance/underwater-mortgage...

    Underwater mortgages are much less common now than they were in the Great Recession. Back then, some 12 million borrowers were in a negative equity state. Today, just over one million are, a ...

  4. Home equity data and statistics: Why they matter to ... - AOL

    www.aol.com/finance/home-equity-data-statistics...

    Homeowners have negative equity — also known as being underwater or upside down — when they owe more on their mortgage than their home is worth. For example, if you had an outstanding loan ...

  5. Housing Prices Lift 2.5 Million Homes Out of Negative Equity

    www.aol.com/.../housing-prices-lift-underwater-homes

    Shutterstock Rising home prices drove down the number of U.S. homeowners struggling with underwater mortgages in the second quarter, leaving 14.5 percent of residential properties with a mortgage ...

  6. Negative equity - Wikipedia

    en.wikipedia.org/wiki/Negative_equity

    Negative equity is a deficit of owner's equity, occurring when the value of an asset used to secure a loan is less than the outstanding balance on the loan. [1] In the United States, assets (particularly real estate, whose loans are mortgages) with negative equity are often referred to as being "underwater", and loans and borrowers with negative equity are said to be "upside down".

  7. How to refinance an underwater mortgage - AOL

    www.aol.com/finance/refinance-underwater...

    The U.S. national aggregate value of negative equity (aka underwater mortgages) at the end of Q4 2023. ... or there’s been a decline in real estate prices that makes the home depreciate. Often ...