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The Federal Reserve increased interest rates to combat inflation, causing CD rates to surge — they started at around 4% in 1971 and reached nearly 13.5% by the end of 1979. The 1980s
Historical CD interest rates: 1984-2024. ... On average, three-month CDs in early May 1981 paid about 18.3 percent APY, according to data from the St. Louis Federal Reserve.
A History of Top CD Rates: 2010 to 2025 ... which offers the highest 6-month CD rate at 4.65% APY, and Bask Bank, which offers 4.65% APY on their 3-month CD. ... CDs offer fixed interest rates for ...
Historically, CD rates have been relatively flat for the past decade; interest rates were at historic lows because of Fed rate cuts following the Great Recession. At the end of 2010, the average ...
The effective federal funds rate over time, through December 2023. This is a list of historical rate actions by the United States Federal Open Market Committee (FOMC). The FOMC controls the supply of credit to banks and the sale of treasury securities. The Federal Open Market Committee meets every two months during the fiscal year.
CD rates in 2022 through 2024. National average CD yields rose steadily in 2023, as the Federal Reserve continued to hike interest rates at the fastest pace since the 1980s. In all, Fed officials ...