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  2. How much are closing costs when selling a house? - AOL

    www.aol.com/finance/much-closing-costs-home...

    Selling a house isn’t free — here’s a breakdown of common closing costs for sellers. ... Escrow fees: If any funds are held in escrow during the course of the transaction, there will likely ...

  3. What Is Escrow and How Does It Affect the Cost of ... - AOL

    www.aol.com/escrow-does-affect-cost-buying...

    For real estate purchase transactions, escrow services generally cost between 1% to 2% of the home price. How Does Escrow Work When Buying a Home? When buying a home , the escrow process unfolds ...

  4. Construction estimating software - Wikipedia

    en.wikipedia.org/wiki/Construction_estimating...

    Labor costs are usually calculated from wages, benefits, burden, and workers' compensation. Equipment costs are calculated from purchase price, taxes, fuel consumption, and other operating expenses. Item or Activity Detail: The detail to each item includes all the resources required to complete each activity, as well as their associated costs.

  5. Spreadsheet - Wikipedia

    en.wikipedia.org/wiki/Spreadsheet

    Graph made using Microsoft Excel. Many spreadsheet applications permit charts and graphs (e.g., histograms, pie charts) to be generated from specified groups of cells that are dynamically re-built as cell contents change. The generated graphic component can either be embedded within the current sheet or added as a separate object.

  6. Trial balance - Wikipedia

    en.wikipedia.org/wiki/Trial_balance

    The sum total of each column should be equal, or "balance." The act of "closing the books" refers to zeroing out all the revenue and expense amounts at the end of an accounting period (typically a fiscal year) and adding the difference to the retained earnings account.

  7. Debt-to-income ratio - Wikipedia

    en.wikipedia.org/wiki/Debt-to-income_ratio

    The two main kinds of DTI are expressed as a pair using the notation / (for example, 28/36).. The first DTI, known as the front-end ratio, indicates the percentage of income that goes toward housing costs, which for renters is the rent amount and for homeowners is PITI (mortgage principal and interest, mortgage insurance premium [when applicable], hazard insurance premium, property taxes, and ...

  8. Equivalent annual cost - Wikipedia

    en.wikipedia.org/wiki/Equivalent_annual_cost

    Estimating the cost savings required to justify the purchase of new equipment. [13] Determining the cost of continuing with existing equipment. [14] Where an asset undergoes a major overhaul, and the cost is not fully reflected in salvage values, to calculate the optimum life (i.e., lowest EAC) of holding on to the asset. [15]

  9. Mortgage - Wikipedia

    en.wikipedia.org/wiki/Mortgage

    However, in the United States, the average interest rates for fixed-rate mortgages in the housing market started in the tens and twenties in the 1980s and have (as of 2004) reached about 6 per cent per annum. However, gross borrowing costs are substantially higher than the nominal interest rate and amounted for the last 30 years to 10.46 per cent.