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2. Pros and cons of consolidating student loans

   www.aol.com/finance/pros-cons-consolidating...

   Key takeaways. Direct Consolidation Loans and private student loan refinancing helps make federal student loans more manageable by rolling several balances into a single loan product.

3. How to consolidate student loans & why you might want to

   www.aol.com/finance/consolidate-student-loans...

   Federal student loans are eligible for consolidation through the U.S. Department of Education’s Direct Consolidation Loan program. Private student loans can be combined through a process more ...

4. Have Bad Credit? You Can Still Consolidate Some of Your ...

   www.aol.com/finance/bad-credit-still-consolidate...

   However, private lenders have strict lending guidelines for private student loan consolidation and refinancing. How to Consolidate Federal Student Loans. With federal student loans, the Department ...

5. Federal student loan consolidation - Wikipedia

   en.wikipedia.org/wiki/Federal_student_loan...

   The Federal Loan Consolidation Program was created in 1986. In 1998, the United States Congress changed the interest rate to the aforementioned fixed rate weighted mean, effective February 1, 1999.

6. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   The Health Care and Education Reconciliation Act of 2010 (HCERA) ended private-sector lending under the Federal Family Education Loan Program (FFELP) starting July 1, 2010; all subsidized and unsubsidized Stafford loans, PLUS loans, and Consolidation loans are under the Federal Direct Loan Program.

7. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   Student loan consolidation may be a good fit if you: You have high-interest private student loan debt. Your new loan (whether federal or private) carries a much lower APR than your current student ...