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2. Cancellation (insurance) - Wikipedia

   en.wikipedia.org/wiki/Cancellation_(insurance)

   There are three typical calculation methods: pro-rate, or using a penalty method such as short period rate (old short rate), and short period rate (90% pro rata). The return premium is generally calculated using a wheel calculator, a type of circular slide rule or an online version. [ 1 ]

3. Pro rata - Wikipedia

   en.wikipedia.org/wiki/Pro_rata

   Pro rata is an adverb or adjective meaning ... In insurance, pro rata is used to determine risk based on ... this has been done manually using a paper wheel calculator.

4. Condition of average - Wikipedia

   en.wikipedia.org/wiki/Condition_of_average

   Illustration of the partial payout of Sum Insured against probability of occurrence. Condition of average (also called underinsurance [1] in the U.S., or principle of average, [2] subject to average, [3] or pro rata condition of average [4] in Commonwealth countries) is the insurance term used when calculating a payout against a claim where the policy undervalues the sum insured.

5. Gov. Newsom seeks faster review of insurance rate hikes ... - AOL

   www.aol.com/news/gov-newsom-seeks-faster-review...

   Gov. Gavin Newsom is proposing a bill that would require the state Department of Insurance to review rate-hike requests from home insurers within 60 days as companies pull back from the market due ...

6. Vehicle insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance_in_the...

   Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...

7. Rate making - Wikipedia

   en.wikipedia.org/wiki/Rate_making

   The second rate making method is class rating, or manual rating. This rating means that exposures with similar characteristics are placed in the same underwriting class, and each is charged the same rate. The advantage of class rating lies with its easy application and ability to quickly be obtained. [1] The third rate making method is merit ...

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