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  2. Technically, the lender’s quick credit check is a “soft pull” of your credit history. Such soft inquiries don’t show up on your credit report, so they won’t affect your credit score ...

  3. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    Getting preapproved for a mortgage usually means undergoing a hard credit pull, which causes a dip in your credit score. While soft credit check mortgage preapprovals are hard to come by, a ...

  4. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    Soft credit inquiries, also known as soft pulls or soft credit checks, occur when companies pull your credit file for a reason unrelated to a new financial obligation.

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    [citation needed] Credit inquiries that were made by the consumer (such as pulling a credit report for personal use), by an employer (for employee verification), or by companies initiating pre-screened offers of credit or insurance do not have any impact on a credit score: these are called "soft inquiries" or "soft pulls", and do not appear on ...

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  7. How your mortgage affects your credit score - AOL

    www.aol.com/finance/mortgage-affects-credit...

    When you apply to get preapproved for a mortgage, the lender typically pulls your credit report. This action registers as a hard inquiry , which slightly lowers your credit score for a brief period.

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