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In general, a good credit card APR is any APR that falls at or below the national average. The best low-interest credit cards on the market offer rates as low as 17.24 percent.
Credit card interest rates can fluctuate, and rates are currently on the rise: The average credit card interest rate has increased over a six-month period in 2022, from 16.17% to 16.65%, according ...
At the same time, the average credit card APR in 2023 was a whopping 22.8%. That's the highest these rates have been since the Federal Reserve started collecting this data back in 1994. (Since ...
The average credit card interest rate in the United States is 22.76% on existing credit card accounts, according to the latest data from the Federal Reserve. With the average American household ...
With average credit card interest rates at 20.55 percent as of October 2024, those cardholders are likely paying quite a bit in interest each month — especially if their card is issued by a ...
According to the Consumer Financial Protection Bureau (CFPB), the average credit card APR has nearly doubled over the past decade, climbing from 12.9% in 2013 to 22.8% in 2023.
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