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German Friedrich Soennecken invented ring binders in 1886 in Bonn. [2] [3] He also registered a patent on 14 November 1886 for his Papierlocher für Sammelmappen ("paper punch for binders", or hole punch). [3] German Louis Leitz, founder of Leitz, later made some important changes to the development of ring binders in Stuttgart. [4]
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With this binding method, users insert their punched pages onto a C-shaped spine, and then use a wire closer to squeeze the spine until it is round. [1] Documents that are bound with wire binding will open completely flat on a desk, and allow for 360 degree rotation of bound pages, without the side protrusion produced by spiral binding.
The tear perforations may be short slits, which leave noticeable serrations when torn apart, acceptable for many business documents such as invoices or basic data (such as computer code). Where better appearance is necessary the perforations can be much finer, leaving an almost perfectly smooth edge (microperforations, microperf for short).
A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check.
1 ⁄ 3 cut. There are three tab positions, each is approximately 1 ⁄ 3 of the total length of the folder. Essentially, tabs are cut to be in the left, center, or right positions. 1 ⁄ 5 cut. Similar to the 1 ⁄ 3 cut, except there are five tab positions, each being 1 ⁄ 5 of the total length of the folder. 2 ⁄ 5 cut. There are only two ...