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The Sijil Pelajaran Malaysia (SPM), or the Malaysian Certificate of Education, is a national examination sat for by all Form 5 secondary school students in Malaysia.It is the equivalent of the General Certificate of Secondary Education (GCSE) of England, Wales and Northern Ireland; the Nationals 4/5 of Scotland; and the GCE Ordinary Level (O Level) of the Commonwealth of Nations.
Undang-Undang Laut Melaka (Malay for 'Maritime laws of Melaka', Jawi: اوندڠ٢ لا ء وت ملاک ) was a legal code of Melaka Sultanate (1400–1511) that deals specifically on matters related to maritime laws and regulations, as well as nautical procedures concerning seafaring affairs of merchant vessels.
2010 version of the STPM Certificate mockup. The Malaysian Higher School Certificate (Malay: Sijil Tinggi Persekolahan Malaysia), commonly abbreviated as STPM, is a pre-university examination in Malaysia.
A copy of Undang-Undang Melaka displayed in the Royal Museum, Kuala Lumpur.. Undang-Undang Melaka (Malay for 'Law of Melaka', Jawi: اوندڠ٢ ملاک ), also known as Hukum Kanun Melaka, Undang-Undang Darat Melaka and Risalah Hukum Kanun, [1] was the legal code of Melaka Sultanate (1400–1511).
SPM is derived from the compound interest formula via the present value of a perpetuity equation. The derivation requires the additional variables X {\displaystyle X} and R {\displaystyle R} , where X {\displaystyle X} is a company's retained earnings, and R {\displaystyle R} is a company's rate of return on equity.