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  2. How To Use Life Insurance for Retirement - AOL

    www.aol.com/life-insurance-retirement-174227196.html

    Here's how to use life insurance as a retirement plan to supplement income, build tax-deferred cash value, pay for medical expenses and provide financial security.

  3. Are annuities a safe investment? - AOL

    www.aol.com/finance/annuities-safe-investment...

    Longevity insurance: Annuities offer peace of mind by delivering a steady income that can last a lifetime, helping retirees avoid the risk of outliving their savings — a top concern for many ...

  4. What is an annuity? Here’s what you need to know before ...

    www.aol.com/finance/what-is-an-annuity-200110157...

    Guaranteed retirement income. ... Most annuities can give you a guaranteed income for the rest of your life. ... there's no annual limit on how much you can contribute, unlike IRAs and 401(k)s. ...

  5. Variable universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Variable_universal_life...

    Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.

  6. Pensions in the United States - Wikipedia

    en.wikipedia.org/wiki/Pensions_in_the_United_States

    Remaining life expectancy—expected number of remaining years of life as a function of current age—is used in retirement income planning. [18] A Defined Benefit Plan is commonly recognized as a "pension" in the United States. The structure of these plans guarantees a payout to a retiree following their date of retirement.

  7. Income drawdown - Wikipedia

    en.wikipedia.org/wiki/Income_drawdown

    The limit applies to the total of payments taken as income withdrawal and short-term annuities [8] The new maximum amount of income that may be drawn is 150% (previously 120% pre 27/03/2014) of the single life annuity that a person of the same gender and age could purchase based on Government Actuary's Department rates. In other words, one's ...

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