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Nearly 153 million Americans have job-based health insurance, the largest source of coverage by far, according to KFF. ... Also, if workers stay healthy, they lose less time at work.
Along with the stress of a loss of employment comes the reality of living without employer-based group health insurance coverage. Make Money With AI and ChatGPT: How To Earn $1,000 a Month
During the first quarter of 2023, companies announced 270,000 job cuts, according to outplacement firm Challenger, Gray & Christmas, more than four times the number of cuts during the same period...
However, in this case they are not leaving for a separate job, but rather self-employment. Employer provided health insurance has been shown to significantly decrease the number of self-employed, and the bundling of health insurance coverage and employment together, has a negative impact on business creation in the US. [10]
During 2009 the continued low employment rate has negatively affected those who had previously been enrolled in employment-based insurance policies. Census Bureau states a 55 percent drop. Other uninsured Americans have chosen to join a health care sharing ministry as an alternative to insurance. [51]
The Senate's smartest health-care wonk, Ron Wyden of Oregon, believes we should move away from job-based insurance. He has introduced a bill that would do this by converting the tax deduction for employer-provided health insurance into a tax credit and requiring individuals to use it to buy insurance.