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The Bank's financing of the agricultural sector is driven by a policy set forth by the Ministry of Agriculture and Food Industries (MAFI). As a DFI (Development Financial Institution) that focus on strengthening the agriculture sector in Malaysia, Agrobank aims to balance its developmental and commercial roles to benefit the agriculture sector.
However, some Islamic banks offer products called qardh-ul hasan which charge lenders a management fee, [341] and others have savings account products called qardh-ul hasan, (the "loan" being a deposit to a bank account) where the debtor (the bank) may pay an extra amount beyond the principal amount of the loan (known as a hibah, literally gift ...