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A money market account (MMA) or money market deposit account (MMDA) is a deposit account that pays interest based on current interest rates in the money markets. [1] The interest rates paid are generally higher than those of savings accounts and transaction accounts; however, some banks will require higher minimum balances in money market accounts to avoid monthly fees and to earn interest.
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Money market accounts may also come with added perks such as debit cards and check-writing privileges. These liquid deposit accounts provide easy access to your funds, and they’re commonly ...
A money market account is an interest-bearing account you can open at banks and credit unions. Like a savings account, they are a type of deposit account for savers, But a major difference between ...
Compared to a certificate of deposit (CD), a money market account offers more flexibility because you can access your money without penalty, whereas a CD requires you to leave your money untouched ...
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Money market accounts are often thought to earn higher interest rates than savings accounts, but that’s not always true. At traditional banks, money market accounts can earn barely more than a ...