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  2. Collateral (finance) - Wikipedia

    en.wikipedia.org/wiki/Collateral_(finance)

    In lending agreements, collateral is a borrower's pledge of specific property to a lender, to secure repayment of a loan. [1] [2] The collateral serves as a lender's protection against a borrower's default and so can be used to offset the loan if the borrower fails to pay the principal and interest satisfactorily under the terms of the lending ...

  3. Security interest - Wikipedia

    en.wikipedia.org/wiki/Security_interest

    In finance, a security interest is a legal right granted by a debtor to a creditor over the debtor's property (usually referred to as the collateral [1]) which enables the creditor to have recourse to the property if the debtor defaults in making payment or otherwise performing the secured obligations. [2]

  4. Collateral management - Wikipedia

    en.wikipedia.org/wiki/Collateral_management

    Collateral management is the method of granting, verifying, and giving advice on collateral transactions in order to reduce credit risk in unsecured financial transactions. The fundamental idea of collateral management is very simple, that is cash or securities are passed from one counterparty to another as security for a credit exposure. [ 9 ]

  5. What Is Collateral?

    www.aol.com/finance/collateral-000100993.html

    Collateral is an asset you use to secure a loan. Putting down collateral can make it easier to qualify for a loan, but it can be risky for borrowers.

  6. How to buy land using your home equity - AOL

    www.aol.com/finance/buy-land-using-home-equity...

    Where a home equity loan uses the home’s equity as collateral, a land equity loan uses the land’s equity as collateral. Using land to back the debt often affords you the option of lower ...

  7. What is business collateral?

    www.aol.com/finance/business-collateral...

    Business collateral can make it easier to secure a loan with more favorable terms. ... This agreement clarifies the lender’s right to your property to recoup their losses if the loan goes unpaid ...

  8. Secured loan - Wikipedia

    en.wikipedia.org/wiki/Secured_loan

    A mortgage loan is a secured loan in which the collateral is property, such as a home.; A nonrecourse loan is a secured loan where the collateral is the only security or claim the creditor has against the borrower, and the creditor has no further recourse against the borrower for any deficiency remaining after foreclosure against the property.

  9. Security agreement - Wikipedia

    en.wikipedia.org/wiki/Security_agreement

    Examples of typical collateral are shares of stock, livestock, and vehicles. A security agreement is not used to transfer any interest in real property (land/real estate), only personal property. The document used by lenders to obtain a lien on real property is a mortgage or deed of trust.

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