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The Fair Foreclosure Act (FFA), N.J.S.A §§ 2A:50-53 to 2A:50-73, is a state law that protects residential mortgage debtors and establishes a uniform statutory framework under which courts can more clearly identify the rights and remedies of the parties involved in foreclosure proceedings throughout New Jersey. [1]
One of the bill's primary sponsors, state Sen. Britnee Timberlake, D-Essex, said in an interview the law is designed to give homeowners who traditionally have been hurt hardest by foreclosures ...
Ocean County has postponed the foreclosure auction amid concerns that unproven nonprofit agencies are taking advantage of a new state law. Ocean County halts all foreclosure auctions, fears NJ law ...
Nationwide, New Jersey led the pack of states with the most foreclosure filings in the third quarter of 2023, according to ATTOM Data Solutions. New Jersey had one in every 794 homes with a ...
A bank walkaway is a decision by a mortgage lender (a bank) to not foreclose on a defaulted mortgage (when the borrower has ceased to make the payments), or to not complete foreclosure proceedings (to "walk away" from the mortgage).
The New Jersey Department of Banking and Insurance (DOBI) is one of 15 principal departments in New Jersey government. The department's mission is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of these industries. [1]