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Nivea (German pronunciation: ⓘ, [1] [2] stylized as NIVEA) is a German personal care brand that specializes in skin and body care. It is owned by the Hamburg-based company Beiersdorf Global AG. This was the origin of the Eucerin brand. Nivea comes from the Latin adjective niveus, nivea, niveum, meaning "snow-white". [3]
It's a bit of an all-use product: smooth it all over after a shower, swipe it onto dry skin, use it after shaving, and hydrate your skin after sun exposure. You'll end up with skin that's firm ...
Zero-coupon bonds are those that pay no coupons and thus have a coupon rate of 0%. [ 6 ] [ 7 ] Such bonds make only one payment: the payment of the face value on the maturity date. Normally, to compensate the bondholder for the time value of money , the price of a zero-coupon bond will always be less than its face value on any date of purchase ...