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Dutch residents who do not enrol for insurance are automatically signed up for a basic insurance package and charged additional rates of 20% on top of voluntary tariffs. [4] Insurance companies have to accept everyone applying to this package and are not allowed to differentiate or assess health risk of individuals when setting price levels.
The Dutch Healthcare Authority (Nederlandse Zorgautoriteit) is an agency of the Dutch Ministry of Health, Welfare and Sport, established by the Healthcare Market Regulation Act 2006. It is based in Utrecht and has more than 400 employees.
A list of countries by health insurance coverage. The table lists the percentage of the total population covered by total public and primary private health insurance, by government/social health insurance, and by primary private health insurance, including 34 members of Organisation for Economic Co-operation and Development (OECD) member countries.
European Health Insurance Card (French version pictured). Healthcare in Europe is provided through a wide range of different systems run at individual national levels. Most European countries have a system of tightly regulated, competing private health insurance companies, with government subsidies available for citizens who cannot afford coverage.
Health insurance in the Netherlands is mandatory. Healthcare in the Netherlands is covered by two statutory forms of insurance: Zorgverzekeringswet (ZVW), often called "basic insurance", covers common medical care. Algemene Wet Bijzondere Ziektekosten (AWBZ) covers long-term nursing and care.
Those who make below a certain income must use the public health insurance, and public health insurers are forced to accept them. Those are compulsorily insured (pflichtversichert), and can choose either the private or the public system. Private health insurance is only available to freelancers, high earners and certain other categories. [173]