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Minimum deposits vary from bank to bank; some institutions don’t require an opening deposit while others may require a standard $1,000 (sometimes even more, as is the case for most jumbo CDs.)
Deposits and interest earned within a CD’s term are protected by the Federal Deposit Insurance Corporation (FDIC) or National Credit Union Administration (NCUA) for up to $250,000 per account ...
A certificate of deposit is a safe, income-generating investment that earns interest for a set period of time, also known as a term. The term is the length of time you agree to leave your money ...
A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. CDs require a minimum deposit and may offer higher ...
The service can place multiple millions in deposits per customer and make all of it qualify for FDIC insurance coverage. [3] [4] A customer can achieve a similar result, as far as FDIC insurance is concerned, by going to a traditional deposit broker or opening accounts directly at multiple banks (although depending on the amount this could require a lot more paperwork).
Though they receive the publications free of charge, depository libraries are responsible for the costs of processing the items and making them available. All depository libraries must make their collections of these documents available to the general public, and the services provided for government documents must be on par with the services ...