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  2. How To Get the Student Loan Interest Deduction - AOL

    www.aol.com/student-loan-interest-deduction...

    The pandemic-era relief provided by the student loan payment moratorium ended in 2023, and by 2024, borrowers were back in the routine of paying their college debt — with interest. However, the ...

  3. Paid your student loans in 2023? You could qualify for this ...

    www.aol.com/paid-student-loans-2023-could...

    Millions of federal student loan borrowers just made payments for the first time in years — or ever. What does that mean for 2023 taxes? Student loans eligible for tax deductions

  4. Income-driven repayment - Wikipedia

    en.wikipedia.org/wiki/Income-driven_repayment

    Payments for undergraduate loans are capped at 10% of discretionary income. A proposal to lower the cap to 5% is blocked by a preliminary injunction. Combined undergraduate and graduate loan payments are capped at a weighted average between 5% and 10%. Interest does not accumulate faster than it can it be paid off, so loans never grow.

  5. How Restarting Student Loan Payments Will Benefit Your Taxes

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    Now that the student loan payment pause has come to an end, the reality of monthly student loan payments is sinking in. But thankfully, now there’s a benefit that student loan borrowers can ...

  6. Original issue discount - Wikipedia

    en.wikipedia.org/wiki/Original_issue_discount

    The portion of the loan that is repaid consists of a repayment of capital and a payment of interest. Original issue discount rules separate the portion of the repayment that is attributable to interest and then taxes that amount at ordinary income rates.

  7. Are personal loans taxable? How personal loans affect your ...

    www.aol.com/finance/personal-loans-affect-tax...

    A tax-deductible expense is money a taxpayer can subtract from their gross income to reduce their reported income and, therefore, the taxes they have to pay. Interest payments on student loans ...

  8. Cancellation-of-debt income - Wikipedia

    en.wikipedia.org/wiki/Cancellation-of-debt_income

    The bankruptcy and the insolvency provisions defer the tax to a time when taxpayer is able to pay. The farm indebtedness provision, on the other hand, represents a political decision to subsidize farmers by offering a tax benefit. The student loan exclusion for those who do certain types of work is designed to maximize that benefit.

  9. Student Loan Payments: What You’ll Need to Know - AOL

    www.aol.com/student-loan-payments-ll-know...

    Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others.