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The National Institute of Dental and Craniofacial Research carried out further research into dental care for minorities and found that black and Hispanic families in lower-income areas had much higher incidences of tooth decay. [11] Similar research shows that poor dental hygiene directly affects educational abilities and school attendance. [12]
With indemnity dental plans, the insurance company generally pays the dentist a percentage of the cost of services. Restrictions may include the co-payment requirements, waiting period, stated deductible, annual limitations, graduated percentage scales based on the type of procedure, and the length of time that the policy has been owned.
The reasons for low use are many, but a lack of dental providers who participate in Medicaid is a key factor. [69] [70] Few dentists participate in Medicaid – less than half of all active private dentists in some areas. [71] Cited reasons for not participating are low reimbursement rates, complex forms and burdensome administrative requirements.
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Non-citizens are more likely to be uninsured than citizens, with a 43.8% uninsured rate. This is attributable to a higher likelihood of working in a low-wage job that does not offer health benefits, and restrictions on eligibility for public programs. The longer a non-citizen immigrant has been in the country, the less likely they are to be ...
State officials awarded contracts to Delta Dental of Iowa and DentaQuest USA Insurance Company to oversee dental benefits for Iowa Medicaid members.
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