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  2. NJM Insurance Group - Wikipedia

    en.wikipedia.org/wiki/NJM_Insurance_Group

    NJM Insurance Group, originally known as New Jersey Manufacturers Casualty Insurance Company, formed as a workerscompensation insurance company on June 7, 1913, two years after New Jersey passed the Workmen's Compensation Act [4] which required all employers to carry insurance coverage for injured workers. [5]

  3. National Council on Compensation Insurance - Wikipedia

    en.wikipedia.org/wiki/National_Council_on...

    The National Council on Compensation Insurance (NCCI) is a U.S. insurance rating and data collection bureau specializing in workers' compensation. Operating with a not-for-profit philosophy and owned by its member insurers, NCCI annually collects data covering more than four million workers compensation claims and two million policies. The ...

  4. Experience modifier - Wikipedia

    en.wikipedia.org/wiki/Experience_modifier

    Unemployment insurance is experience rated in the United States; companies that have more claims resulting from past workers face higher unemployment insurance rates. [3] The logic of this approach is that these are the companies that are more likely to cause someone to be unemployed, so they should pay more into the pool from which ...

  5. Workers' compensation (United States) - Wikipedia

    en.wikipedia.org/wiki/Workers'_compensation_...

    The topic of workers' compensation fraud is highly controversial, with claimant supporters arguing that fraud by claimants is rare—as low as one-third of one percent, [63] others focusing on the widely reported National Insurance Crime Bureau statistic that workers' compensation fraud accounts for $7.2 billion in unnecessary costs, [64] and ...

  6. PIP insurance in New Jersey - AOL

    www.aol.com/finance/pip-insurance-jersey...

    Key takeaways. $15,000 of PIP insurance is legally required in New Jersey, but you can purchase up to $250,000 of PIP for additional protection.

  7. Workers' compensation - Wikipedia

    en.wikipedia.org/wiki/Workers'_compensation

    In most states, workers' compensation claims are handled by administrative law judges, who often act as triers of fact. [47] Workers' compensation statutes which emerged in the early 1900s were struck down as unconstitutional until 1911 when Wisconsin passed a law that was not struck down; by 1920, 42 states had passed workers' compensation ...

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