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  2. USDA now accepting applications for farm loans online - AOL

    www.aol.com/usda-now-accepting-applications-farm...

    Dec. 21—The U.S. Department of Agriculture (USDA) has launched an online application for Direct Loan customers. More than 26,000 customers who submit a Direct Loan application each year can now ...

  3. USDA loans: What are they and am I eligible? - AOL

    www.aol.com/finance/usda-loans-am-eligible...

    Unlike USDA guaranteed loans, you’ll apply for a direct loan through the USDA’s Rural Development Service Centers. Direct loans are only available to households with low and very low income.

  4. Rural Housing Service - Wikipedia

    en.wikipedia.org/wiki/Rural_Housing_Service

    Direct loans are made and serviced by USDA staff; loan guarantees are made to banks or other private lenders, and grants are made directly to a person or organization. RHS works with other federal agencies, and a number of both nonprofit and private organizations nationally, in order to pool resources to help America's rural residents most ...

  5. USDA home loan - Wikipedia

    en.wikipedia.org/wiki/USDA_home_loan

    USDA Home Loans have Maximum Household Income Limits which vary by the county in which you purchase a home; the income limits change annually. The Maximum Household Income Limits are based upon everyone in the home who is a wage earner, even if their income is not going to be used to qualify for the USDA Loan. For instance, Social Security ...

  6. Farm ownership loans - Wikipedia

    en.wikipedia.org/wiki/Farm_ownership_loans

    The interest rate is determined by USDA, and cannot exceed the cost of funds to the Government plus 1 percentage point. However, direct loans to limited resource borrowers can be made at significantly below the federal cost of funds. The interest rate on guaranteed loans is negotiated between the borrower and the lender.

  7. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    USDA loan: USDA loans don’t require a down payment, ... Native American Direct Loan (NADL) and Section 184 program ... as well as apply for one if you do. You can also check out your state’s ...

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