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2. 8 Questions To Ask Yourself Before You Take Out Student Loans

   www.aol.com/finance/8-questions-ask-yourself...

   Because student loans are part of a credit report, they can impact credit scores in multiple ways. Missed payments or high debt-to-income ratios can negatively impact credit scores, affecting ...

3. Higher education financing issues in the United States

   en.wikipedia.org/wiki/Higher_education_financing...

   Student loans totaled more than $1.3 trillion, averaging $25,000 each for 40 million debtors. The debtors average age was 33. Forty percent of the debt was owed by people 40 or older. [37] In a 2017 report by the National Center for Education Statistics, the researchers found that 27% of all student loans resulted in default within 12 years. [33]

4. Pros and cons of consolidating student loans

   www.aol.com/finance/pros-cons-consolidating...

   Cons. Pay more interest over time. No lower interest rate. Lose progress toward federal forgiveness programs. Interest is added to your balance. Forfeiture of federal benefits

5. Issues in higher education in the United States - Wikipedia

   en.wikipedia.org/wiki/Issues_in_higher_education...

   In 2021, student loan debt in the United States amounted to $1.71 trillion owed by 45 million borrowers with an average student loan debt of $37,693, [41] while the median value of an owner-occupied housing unit in the United States in the 2015–2019 American Community Survey 5-year estimates was $217,500 (with the ratio of average student ...

6. Pros and cons of refinancing student loans - AOL

   www.aol.com/finance/pros-cons-refinancing...

   To find the loan with the best rate, it’s important to shop around and compare lenders through prequalifying to minimize the impact to your credit score. 2. Pro: A longer repayment period can ...

7. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   In 10 years, the loan program experienced 230% growth in the loan portfolio and 130% growth in the loan recipients. Student loan debt in 2019 is the highest it has ever been. According to the latest loan debt statistics, student loan debt has become the second highest consumer debt category behind mortgage debt. [15]