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2. How to protect yourself from debt relief and credit scams - AOL

   www.aol.com/finance/debt-relief-credit-scams...

   Debt consolidation: Debt consolidation replaces multiple existing debts with one large debt, ideally with a lower interest rate. Combining many debts into one account allows you to make just one ...

3. Best credit counseling services - AOL

   www.aol.com/finance/best-credit-counseling...

   Operating as a 501(c)(3) nonprofit since 1994, Consolidated Credit Solutions has helped over 10 million people get out of debt. The agency offers a wide range of options for managing debt and ...

4. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Debt consolidation can lower your credit score temporarily, but your score will improve if you make payments on time. Other tools like debt management plans and bankruptcy can help you manage debt.

5. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

   www.aol.com/8-ways-debt-consolidation-loan...

   Bottom Line. Debt consolidation can be a practical solution for simplifying credit card debt management, offering the potential for lower interest rates, lower overall monthly payments, and a more ...

6. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   But if a company requires a fee upfront, this is a sure-fire sign of a scam. ... regardless of whether they choose a consolidation loan or a credit card. Debt relief company.

7. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Consolidation is a common route for most borrowers, as there are numerous benefits and minimal risks, regardless of whether you choose to take out a new loan or opt for a 0 percent APR credit card ...