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  2. What is an outstanding balance on a credit card? - AOL

    www.aol.com/finance/outstanding-balance-credit...

    What is a statement balance? Your credit card statement balance is different from your outstanding balance. This amount is what your credit card bill shows on the date your billing cycle ends, and ...

  3. How to Read and Understand a Credit Card Statement - AOL

    www.aol.com/read-understand-credit-card...

    Although it doesn’t make for the most interesting reading material, your credit card statement is something you’ll want to get in the habit of checking on a monthly basis. Why? Because credit ...

  4. Credit Card Statement Balance vs. Current Balance: What ... - AOL

    www.aol.com/news/credit-card-statement-balance...

    Credit cards aren't always easy to figure out, but I promise this is going to be a piece of cake. The reason for the discrepancy is that your statement balance is the amount you owe on the closing ...

  5. Express Payment System - Wikipedia

    en.wikipedia.org/wiki/Express_Payment_System

    In order to use these cards, an EPS merchant must enter the number 7 on the main screen then swipe the card to use these ATM cards. As of 2005, HSBC and its subsidiary, HSBC Savings Bank, although both members of Expressnet, do not participate in the EPS system, meaning that HSBC and HSBC Savings Bank ATM cards cannot be used on an EPS terminal.

  6. Statement balance vs. current balance: What’s the difference?

    www.aol.com/finance/statement-balance-vs-current...

    A credit card statement balance shows the amount you owe on the last day of the billing cycle. It includes the total of any purchases, interest charges, fees and unpaid balances from the billing ...

  7. Credit card balance transfer - Wikipedia

    en.wikipedia.org/wiki/Credit_card_balance_transfer

    A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

  8. How to read your credit card statement - AOL

    www.aol.com/finance/read-credit-card-statement...

    If you receive your credit card statements in the mail, it includes a payment coupon for you to submit along with a check or money order. A handy way to avoid the mail while avoiding late payments ...

  9. Credit card interest - Wikipedia

    en.wikipedia.org/wiki/Credit_card_interest

    Interest rates vary widely. Some credit card loans are secured by real estate, and can be as low as 6 to 12% in the U.S. (2005). [citation needed] Typical credit cards have interest rates between 7 and 36% in the U.S., depending largely upon the bank's risk evaluation methods and the borrower's credit history.