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  2. History of retirement - Wikipedia

    en.wikipedia.org/wiki/History_of_retirement

    There had been a long practice beginning in the Roman Empire to the modern nation states of providing pension to those who had served in the military. [2]Cotton Mather, the 18th century New England Puritan minister and author, proposed that elderly people should be "pleased with the retirement which you are dismissed into".

  3. Pensions in the United States - Wikipedia

    en.wikipedia.org/wiki/Pensions_in_the_United_States

    The retirement fund is a defined benefit type pension plan and was only partially funded by the government, with only $268.4 million in assets and $911 million in liabilities. The plan experienced low investment returns and a benefit structure that had been increased without raises in funding. [29]

  4. History of Social Security in the United States - Wikipedia

    en.wikipedia.org/wiki/History_of_Social_Security...

    1950 Regularly employed farm and domestic workers. Nonfarm self-employed (except professional groups). Federal civilian employees not under retirement system. Americans employed outside United States by American employer. Puerto Rico and Virgin Islands. At the option of the State, State and local government employees not under retirement system.

  5. How a 50-year-old law changed retirement and why it needs a ...

    www.aol.com/finance/50-old-law-changed...

    Moreover, many small-business owners contend offering a retirement plan to employees is simply too costly and complicated to manage under the law. What has changed since the law was enacted ERISA ...

  6. Retirement plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Retirement_plans_in_the...

    Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

  7. History's Lesson for Making Retirement More Meaningful - AOL

    www.aol.com/historys-lesson-making-retirement...

    Older people needed help to plan their time, and find their purpose, just as younger ones do. And many institutions, from employers to the state, were helping them to do so.

  8. Pension fund - Wikipedia

    en.wikipedia.org/wiki/Pension_fund

    It is important to distinguish between pension plan, funds and firm. A pension plan is a benefits program set up and sustained by an employer or an employee group. They are managed by state or private firms as well as pension funds. [6] Pension funds are financial mechanisms that provide retirement income for employees after their working life.

  9. Pension - Wikipedia

    en.wikipedia.org/wiki/Pension

    A defined contribution (DC) plan, is a pension plan where employers set aside a certain proportion (i.e. contributions) of a worker's earnings (such as 5%) in an investment account, and the worker receives this savings and any accumulated investment earnings upon retirement. [19]