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2. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   Any time you pull your credit file from Experian, TransUnion or Equifax to assess your credit history or dispute credit report errors, it counts as a soft inquiry and won’t affect your credit ...

3. Can you remove hard inquiries from your credit report? - AOL

   www.aol.com/finance/remove-hard-inquiries-credit...

   Looking for a new job: Some employers check applicants’ credit, and the pre-employment credit check counts as a soft pull. Renting an apartment: Most landlord credit checks are soft pulls. Hard ...

4. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

5. Can anyone check my credit without permission? - AOL

   www.aol.com/finance/anyone-check-credit-without...

   To check your credit, a person can either perform a hard credit inquiry or a soft credit inquiry. A hard credit inquiry, also called a hard credit pull or credit check, is typically used for ...

6. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   Fair Isaac is one of the major developers of credit scores used by these consumer reporting agencies. The complete way in which a consumer's FICO score is calculated is complex. One of the factors in a consumer's FICO score is credit checks on their credit history. When a lender requests a credit score, it can cause a small drop in the credit ...

7. Comparison of free credit monitoring services - Wikipedia

   en.wikipedia.org/wiki/Comparison_of_free_credit...

   Credit Karma: Daily TransUnion & Daily Equifax full reports [8] TransUnion, Equifax [8] Sometimes [9] VantageScore 3.0 [10] Credit Sesame Monthly summary [11] TransUnion [11] Last 4 digits only [11] VantageScore 3.0 [11] Equifax Core Credit Monthly summary [12] Equifax Last 4 digits only [12] VantageScore 3.0 [12] FICO Free Credit Score Plan ...