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2. 13 common bank fees you shouldn't be paying — and how to ...

   www.aol.com/finance/avoid-common-bank-fees...

   Consider closing the account if you no longer need it. 12. Stop payment fees. 💵 Typical cost: $30 to $35 per request. ... 💵 Typical cost: From 3 to 12 months of interest, ...

3. Negative amortization - Wikipedia

   en.wikipedia.org/wiki/Negative_amortization

   There are typically 4 payment options (listed from highest to lowest): 15 year payment Amortized over a period of 15 years at the F.I.R. 30 year payment Amortized over a period of 30 years at the F.I.R. Interest only payment F.I.R. times the principal balance, divided by 12 months (with no amortization or reduction in the owed balance).

4. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt.

5. My car was repossessed after 6 months of missed payments ...

   www.aol.com/finance/car-repossessed-6-months...

   Let’s say you stopped making payments for six months on your car loan while you were in the hospital. Now, your car has been repossessed and you still owe $20,000 on a five-year loan with four ...

6. Medical credit cards: How they work, risks and alternatives - AOL

   www.aol.com/finance/medical-credit-cards-risks...

   Let’s say you use a 12-month deferred interest offer on a medical credit card to pay for a $1,000 dental procedure, and that the card’s regular APR is 24.99 percent.

7. Rule of 78s - Wikipedia

   en.wikipedia.org/wiki/Rule_of_78s

   The denominator of a Rule of 78s loan is the sum of the integers between 1 and n, inclusive, where n is the number of payments. For a twelve-month loan, the sum of numbers from 1 to 12 is 78 (1 + 2 + 3 + . . . +12 = 78). For a 24-month loan, the denominator is 300. The sum of the numbers from 1 to n is given by the equation n * (n+1) / 2.