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Redlining is a discriminatory practice in which financial services are withheld from neighborhoods that have significant numbers of racial and ethnic minorities. [2] Redlining has been most prominent in the United States, and has mostly been directed against African Americans, as well as Mexican Americans in the Southwestern United States. [3]
Brooklyn, NY HOLC redlining Map. HOLC is often cited as the originator of mortgage redlining. [11] [12] HOLC maps [13] generated during the 1930s to assess credit-worthiness were color-coded by mortgage security risk, with majority African-American areas disproportionately likely to be marked in red indicating designation as "hazardous."
In 1933, the federally created Home Owners' Loan Corporation (HOLC) created maps that coded areas as credit-worthy based on the race of their occupants and the age of the housing stock. These maps, adopted by the Federal Housing Administration (FHA) in 1944, established and sanctioned "redlining". Residents in predominately minority ...
The neighborhood beautification is part of Williams “Redefining Redlining” project that ... MacArthur grant recipient's latest public work looks at the history of redlining through 100,000 red ...
In that sense gentrification is another consequence of redlining.” The exhibit will also look at Lexington’s Urban Service Boundary, and what role it has played in housing injustice, and what ...
The study included nearly 2.4 million adults who lived in U.S. communities with varying degrees of redlining. Black adults living The post Black adults in redlined areas face higher heart failure ...
Much residential segregation resulted from the discriminatory lending practice of redlining, which delineated certain primarily minority neighborhoods as risky for investment or lending. [36] This, in turn, created neighborhoods with concentrated, radical disinvestment. Most notably, this geographic concentration of affluence vs. poverty can be ...
The concept of digital redlining is an extension of the practice of redlining in housing discrimination, [2] [3] a historical legal practice in the United States and Canada dating back to the 1930s where red lines were drawn on maps to indicate poor and primarily black neighborhoods that were deemed unsuitable for loans or further development ...