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  2. What is a credit reporting agency? - AOL

    www.aol.com/finance/credit-reporting-agency...

    Credit reporting agencies are also known as credit bureaus or consumer reporting agencies. The three main credit bureaus in the United States are Equifax, Experian and TransUnion, but lesser-known ...

  3. California Department of Financial Protection and Innovation

    en.wikipedia.org/wiki/California_Department_of...

    The team develops resources, conducts educational presentations, including on timely or current financial fraud and scams, and helps connect consumers to our consumer services office when needed. They manage the CalMoneySmart grant program, [8] which awards California nonprofits with up to $100,000 in funding to execute financial literacy programs.

  4. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Consumer reporting agencies (CRAs) are entities that collect and disseminate information about consumers to be used for credit evaluation and certain other purposes, including employment. Credit bureaus, a type of consumer reporting agency, hold a consumer's credit report in their databases. CRAs have a number of responsibilities under FCRA ...

  5. TransUnion - Wikipedia

    en.wikipedia.org/wiki/TransUnion

    Credit bureaus had the most complaints of all companies filed with the CFPB by consumers in 2018, with 34% of all complaints directed at TransUnion, Equifax, and Experian that year. [35] In June 2017, a California jury ruled against TransUnion with a $60 million verdict in the largest Fair Credit Reporting Act (FCRA) verdict in history. [36]

  6. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    AnnualCreditReport.com allows you to obtain a free credit report from each major consumer reporting company weekly. Claim your reports online, then review them carefully to see if the debt is listed.

  7. Experian Credit Center by AOL | AOL Products

    www.aol.com/products/utilities/experian-credit...

    VantageScore 3.0, with scores ranging from 300 to 850, is a user-friendly credit score model developed by the three major nationwide credit reporting agencies, Experian ®, TransUnion ®, and ...

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