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An admissions or application essay, sometimes also called a personal statement or a statement of purpose, is an essay or other written statement written by an applicant, often a prospective student applying to some college, university, or graduate school. The application essay is a common part of the university and college admissions process.
A positionality statement, also called reflexivity statement or identity statement, is a statement wherein a person (such as a researcher or teacher) reports and discusses their group identities, such as in a grant proposal or journal submission.
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Start by gathering information about your existing ARM. You'll need to request your current mortgage statement, find your interest rate and adjustment schedule and check for any prepayment penalties.
Start small and stay consistent. Rather than trying to time the market, set up automatic monthly investments — even $50 or $100 at a time adds up. Keep it simple.