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Bankrate takes a close look at minimum requirements for car insurance in each state. ... Pennsylvania. 15/30/5. $5,000 PIP. Rhode Island. 25/50/25. ... $300,000 uninsured motorist bodily injury ...
Pennsylvania car insurance laws. Pennsylvania state law requires all drivers to have auto insurance. In order to meet the minimum requirement for insurance within the state, you must have 15/30/5 ...
An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.
Around 20 states require UM/UIM, with coverage typically matching your liability limits — which means if you have $50,000 in liability coverage, you'd get up to $50,000 in uninsured motorist ...
Uninsured/Underinsured coverage, also known as UM/UIM, provides coverage if an at-fault party either does not have insurance, or does not have enough insurance. In effect, the insurance company pays the insured medical bills, then would subrogate from the at fault party. This coverage is often overlooked and very important.
Full tort and limited tort automobile insurance options were instituted by the state of Pennsylvania in an attempt to decrease the number of pain and suffering lawsuits in Pennsylvania courts. Concerned about the high rates of automobile insurance, Pennsylvania enacted mandatory personal injury protection (PIP) insurance coverage in the attempt ...
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