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  2. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.

  3. What are the different types of car insurance coverage? - AOL

    www.aol.com/finance/different-types-car...

    However, you have uninsured motorist property damage on your policy, so your insurance company could make a payout for your vehicle’s repairs minus your $100 deductible. Other types of car ...

  4. What is full-coverage car insurance? - AOL

    www.aol.com/finance/full-coverage-car-insurance...

    Uninsured/underinsured motorist coverage. Protects you if you're hit by a driver who either has no insurance or whose liability coverage limits are too low to pay for your damages.

  5. 5 car insurance myths — debunked: Red cars, rate negotiations ...

    www.aol.com/finance/car-insurance-myth-212820623...

    Here’s why you should carry more than your state’s minimum coverage, what the data shows about insurance premiums for seniors and why ... Uninsured/underinsured motorist bodily injury (UM/UIM ...

  6. Full tort and limited tort automobile insurance - Wikipedia

    en.wikipedia.org/wiki/Full_tort_and_limited_tort...

    Full tort and limited tort automobile insurance options were instituted by the state of Pennsylvania in an attempt to decrease the number of pain and suffering lawsuits in Pennsylvania courts. Concerned about the high rates of automobile insurance, Pennsylvania enacted mandatory personal injury protection (PIP) insurance coverage in the attempt ...

  7. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    Uninsured motorists often can't and won't end up paying for their liability, so in regions with many uninsured motorists, no-fault systems may make more sense. Furthermore, traditional insurance is regressive because drivers of inexpensive cars are liable for damage to any car, no matter its value, even though they themselves add only a small ...

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