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Afilalo points out that pay-per-mile programs are different from a low-mileage discount, which is a rate reduction for driving under a certain mileage annually — usually 7,500 miles a year.
Low-mileage drivers — typically under 7,500 miles a year — often qualify for lower rates. Some insurers even offer pay-per-mile programs for very low-mileage drivers. ... Will my auto ...
Understanding how your auto insurance coverage works and what actually affects your policy rates can help you avoid paying too much for the exact coverage you need. ... low-mileage drivers ...
Enroll in a low-mileage or use-based insurance (UBI) program. ... Will my auto insurance policy cover guest drivers? Most insurance policies cover friends and loved ones who borrow your car ...
Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.
The OBD-II device measures mileage and then transmits mileage data to servers. This is supposed to be an affordable car insurance policy for low-mileage drivers. Metromile is currently only offering personal car insurance policies and is available in California, Oregon, Washington, and Illinois. [61]
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