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The program was Visa's first prepaid card product and was launched in 2000. [1] Visa Buxx is not a credit card; instead, it debits a prepaid account, which enables parents to load the card's account online or over the phone and monitor spending, so parents can work with their teen to review their spending habits and avoid unexpected debt and interest charges.
Many prepaid cards come with fees, such as activation fees, monthly maintenance charges, or fees for reloading funds. It’s essential to choose a card with clear fee structures that align with ...
Pros. Cons. Can get a free debit card even if you don’t have good credit. Many prepaid cards come with fees such as activation fees, transaction fees, reload fees, withdrawal fees.
Fees and Details. Card Purchase Fee. Free if bought online; up to $9.95 at retailers. Monthly Fee. Between $5 and $9.95 per month or $1.50 per transaction, depending on the plan
Gift card for a U.S hardware store. A gift card, also known as a gift certificate in North America, or gift voucher or gift token in the UK, [1] is a prepaid stored-value money card, usually issued by a retailer or bank, to be used as an alternative to cash for purchases within a particular store or related businesses.
Prepaid credit card, a card that debits money from an associated account that ordinarily uses a signature rather than a PIN for verification Stored-value card , a card that has a monetary value that is recorded as data on the card itself, and thus can be used without online access to an associated account