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The third die decides if the movement or dividend will be five, ten, or twenty cents. For instance, a roll of Industrials, Down, 20 will move the industrials stock from its start value of $1.00 to 80 cents. A roll of Grain, Up, 5 would move grain up to $1.05. Dividends are paid out only for any stocks that are at or above $1.00 in value.