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  2. Actual cash value - AOL

    www.aol.com/finance/actual-cash-value-211544742.html

    An actual cash value homeowners insurance policy is a great option if you’re on a budget since your premium will be lower than with a replacement cost homeowners insurance policy. If you don’t ...

  3. What is the actual cash value of my car? - AOL

    www.aol.com/finance/actual-cash-value-car...

    The actual cash value (ACV) of your vehicle can make or break your insurance claim. ... Most insurance policies cover the actual cash value of your car in the event of a claim and will use a third ...

  4. Actual cash value - Wikipedia

    en.wikipedia.org/wiki/Actual_cash_value

    For example, the building may be insured at replacement cost value, most of the contents insured at actual cash value and a few specific items at a fixed value (antiques). Policies may also include co-insurance clause or deductibles provisions which will impact the actual cash paid out by the insurance company. [2]

  5. Roof insurance: ACV vs. replacement cost - AOL

    www.aol.com/finance/roof-insurance-acv-vs...

    If your policy has a $100,000 limit and you have to rebuild your entire house after a tornado, for example, your insurance company will pay the full rebuilding cost, even if it is well over the ...

  6. Replacement value - Wikipedia

    en.wikipedia.org/wiki/Replacement_value

    This may not be the "market value" of the item, and is typically distinguished from the "actual cash value" payment which includes a deduction for depreciation. For insurance policies for property insurance , a contractual stipulation that the lost asset must be actually repaired or replaced before the replacement cost can be paid is common.

  7. Cash value - Wikipedia

    en.wikipedia.org/wiki/Cash_value

    The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

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