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2. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   One possibility is that you can negotiate your debt with credit card companies. This can help you get back on track and avoid more damage to your credit score. Why credit card companies negotiate debt

3. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Determine the maximum amount you can afford to offer as a lump sum payment, and prepare to negotiate from there. Provide proof of income and details of your ongoing expenses to illustrate that you ...

4. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Reduces the overall amount owed: When you settle credit card debt, you offer the lender a settlement figure that’s lower than the total balance owed, meaning you end up paying less than your ...

5. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   Credit settlement may help you eliminate credit card balances for less than you owe. ... the money in the account to negotiate a lower payoff amount. Usually, you have to be in debt a certain ...

6. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Negotiating with a collection agency or junk debt buyer is somewhat similar to negotiating with a credit card company or other original creditor. However, many collection agencies (or junk debt buyers) will agree to take less of the owed amount than the original creditor, because the junk debt buyer has purchased the debt for a fraction of the ...

7. 3 Effective Ways to Pay Off $6,500 in Credit Card Debt - AOL

   www.aol.com/3-effective-ways-pay-off-150015294.html

   No amount of credit card debt is easy to pay off, but $6,500 can feel like climbing a mountain. Learn three great ways to tackle $6,500 in debt. ... Negotiate credit card interest rates.