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2. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   For example, if you have a $20,000 line of credit with a 6 percent APR and an interest-only repayment period of 10 years, you will multiply the amount you borrowed by your interest rate. This ...

3. Debt snowball method - Wikipedia

   en.wikipedia.org/wiki/Debt_snowball_method

   A person has the following amounts of debt and additional funds available to pay debt (the debt is listed with the smallest balance first, as recommended by the method): Credit Card A – $250 balance – $25/month minimum; Credit Card B – $500 balance – $26/month minimum; Car payment – $2500 balance – $150/month minimum

4. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   For example, if your APR is 16% on your credit card and you consolidate $10,000 in debt with a new, 24-month personal loan with a 7.5 percent rate, you could save: Nearly $1,100 in interest fees ...

5. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

   www.aol.com/8-ways-debt-consolidation-loan...

   Higher Monthly Payments: Compared to credit cards which often allow for small minimum payments, with a debt consolidation loan, the monthly payment is typically set to ensure the loan is paid off ...

6. Amortization calculator - Wikipedia

   en.wikipedia.org/wiki/Amortization_calculator

   An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process. [ 1 ] The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

7. Debt consolidation with a personal loan

   www.aol.com/finance/debt-consolidation-personal...

   Example: To illustrate, assume you have the following credit cards: Card 1 carries an APR of 15 percent, the minimum monthly payment is $25, and the outstanding balance is $500.