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  2. Title retention clause - Wikipedia

    en.wikipedia.org/wiki/Title_retention_clause

    A retention of title clause (also called a reservation of title clause or a Romalpa clause in some jurisdictions) is a provision in a contract for the sale of goods that the title to the goods remains vested in the seller until the buyer fulfils certain obligations (usually payment of the purchase price).

  3. Foreclosure - Wikipedia

    en.wikipedia.org/wiki/Foreclosure

    While this equitable right exists, it is a cloud on title and the lender cannot be sure that they can repossess the property. [4] Therefore, through the process of foreclosure, the lender seeks to immediately terminate (that is, literally foreclose any future use of) the equitable right of redemption and take both legal and equitable title to ...

  4. Self-help (law) - Wikipedia

    en.wikipedia.org/wiki/Self-help_(law)

    This occurs, for example, when a financial institution repossesses a car on which it holds both the title and a defaulted note. Individuals may resort to self-help when they retrieve property under the unauthorized control of another person or abate nuisances, such as using sandbags and ditches to protect land from flooding.

  5. I’m 29 years old and just financed a 2023 Dodge Ram I clearly can’t afford — I owe $27K, pay $650/month, plus $350 for insurance. Voluntary repossession will ruin me — what can I do?

  6. Man bulldozes his own home to thwart repossession - AOL

    www.aol.com/news/2010-02-22-man-bulldozes-his...

    How this simple savings strategy can set you up for a richer 2025 AOL Mortgage and refinance rates for Jan. 2, 2025: Average rate for 30-year benchmark dips below 7.00% in new year

  7. A Lawyer Shows You How to Negotiate Down Your Debts With ...

    www.aol.com/lawyer-shows-negotiate-down-debts...

    To avoid that however, I can only afford to pay you 25% (or whatever) of what I owe you." Note: almost a half a million people filed bankruptcy this past year. In a Chapter 7 bankruptcy, all ...

  8. Repossession - Wikipedia

    en.wikipedia.org/wiki/Repossession

    Sanchez, 836 S.W.2d 151, where a repossession agent towed away a car even after the loanee locked herself in it, the court decided that this was an unlawful breach of the peace and declared the repossession invalid. The debtor was also awarded $1,200,000 in damages from the bank involved.

  9. Video Transcript - Negotiate a Home Sale - AOL

    www.aol.com/2010/11/12/video-transcript...

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