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  2. Top CD rates today: Jan. 23, 2024 — 6 terms earn 5% or higher

    www.aol.com/finance/top-cd-rates-today-jan...

    Explore the top CD rates today to maximize your savings. ... The top APY on any term of CD is currently 5.51 percent, offered on a one-year term. ... Wells Fargo: Wells Fargo offers a seven-month ...

  3. Best CD rates today: Catch falling rates of up to 5% for ...

    www.aol.com/finance/best-cd-rates-today-catch...

    CD rates strongly track with the key interest rate set by the Federal Reserve, the U.S.'s central bank. This Fed rate is the benchmark that affects rates on deposit accounts, loans, mortgages ...

  4. What to do when your CD matures in a falling-rate environment

    www.aol.com/finance/cd-matures-falling-rate...

    The current CD rate environment. ... Wells Fargo—accounting for 46.4 percent of the CDs at those banks, according to data from the Federal Deposit Insurance Corp. (FDIC). About $745.2 billion in ...

  5. Best CD rates today: Don't overlook guaranteed yields of up ...

    www.aol.com/finance/best-cd-rates-today-dont...

    CD rates strongly track with the key interest rate set by the Federal Reserve, the U.S.'s central bank. This Fed rate is the benchmark that affects rates on deposit accounts, loans, mortgages ...

  6. Top CD rates today: Jan. 5, 2024 — Take home up to 5. ... - AOL

    www.aol.com/finance/top-cd-rates-today-jan...

    Currently, the highest CD APY is 5.66 percent for a one-year term, and APYs of 5 percent or above are offered on CD terms of up to two years. Bankrate’s table below shows you the top rate and ...

  7. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.