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  2. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    A conventional loan and VA loan typically require a credit score of at least 620, however, VA loans have no set minimum limit. You can qualify for an FHA loan with a minimum 580 credit score and ...

  3. Key takeaways. A mortgage prequalification lets potential homebuyers know how big of a loan they can qualify for. Prequalification is faster and easier to get than preapproval. Getting ...

  4. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    Pay down or pay off debt. When working toward buying a home with bad credit, try to pay down what you already owe. Lowering your debt load might not only boost your credit score, but also make you ...

  5. How to get preapproved for a mortgage - AOL

    www.aol.com/finance/preapproved-mortgage...

    If you prefer to do things in person, you can usually meet with a lender at a local bank branch. However you plan to get preapproved, follow these steps: 1. Choose a mortgage lender. To get the ...

  6. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Inability to secure a loan, mortgage, job, or health insurance due to inaccurate placement in a ‘risk’ category is clearly unfair, however the accuracy of the classification is perhaps unimportant in the context of social justice—accurate or not, personal scoring systems ‘make up people’ (Hacking 1999); they produce new social ...

  7. Mortgage industry of the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    The mortgage industry of the United States is a major financial sector. The federal government created several programs, or government sponsored entities, to foster mortgage lending, construction and encourage home ownership. These programs include the Government National Mortgage Association (known as Ginnie Mae), the Federal National Mortgage ...

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