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2. Everything you need to know about credit utilization ratio - AOL

   www.aol.com/finance/everything-know-credit...

   There’s one more benefit to opening a balance transfer credit card: When you take out a new line of credit, you increase the amount of credit under your name. This can help you lower your credit ...

3. Do balance transfers hurt your credit score? - AOL

   www.aol.com/finance/balance-transfers-hurt...

   1. Your score will drop when you apply for a balance transfer card. Every time you add a new credit card to your wallet, it affects your credit score. When you apply, the card issuer runs a hard ...

4. What is APR on a credit card? - AOL

   www.aol.com/finance/apr-credit-card-190100668.html

   Daily rate. Find this rate by dividing your credit card’s purchase APR by 365 — the number of days in a year. Average daily balance. Add up your balances at the end of each day in the billing ...

5. How to choose a balance transfer credit card - AOL

   www.aol.com/finance/choose-balance-transfer...

   Here’s what to know when choosing a balance transfer credit card, including important considerations. 1. Understand how balance transfers work. Don’t stop reading after “0 percent interest ...

6. How to maximize your 0% APR credit card and avoid debt traps

   www.aol.com/finance/maximize-0-apr-credit-card...

   17. $150 BT fee, $12.23 in interest. Card with no intro APR offer. $5,000. $300. 20. $946 in interest. With the 0 percent APR credit card, you’d save $783.77, even with the 3 percent balance ...

7. Do balance transfers hurt your credit score? - AOL

   www.aol.com/finance/balance-transfers-hurt...

   If you get a high enough credit limit, a balance transfer can help your credit score by lowering your credit utilization ratio. For example, say you currently have two credit cards. Your first ...