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When you pay off your mortgage, your lender will provide you with paperwork to show you have paid off your home loan in full. You must collect all the necessary paperwork, and in some cases ...
UCC-1 financing statement. A UCC-1 financing statement (an abbreviation for Uniform Commercial Code -1) is a United States legal form that a creditor files to give notice that it has or may have an interest in the personal property of a debtor (a person who owes a debt to the creditor as typically specified in the agreement creating the debt).
A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your credit report. Goodwill letters are most effective when the late payment ...
Self-addressed stamped envelope. A self-addressed stamped envelope (SASE), [1][2] stamped self-addressed envelope (SSAE), [3] or stamped addressed envelope (SAE) [4] is an envelope with the sender's name and address on it, plus affixed paid postage, that is mailed to a company or private individual.
Charge-off. A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors make this declaration at the point of six months without payment. A charge-off is a form of write-off.
Image credits: S-L-F #5. I know how to shear, wash, card, and Spin wool. I also know how to dye the fibre using plant dyes. At this point all of my socks, mitts, toques, scarves, and sweaters have ...