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    Here's the difference in what you'd pay over 15 months using a 0% intro APR card versus a traditional card at 20% APR. 0% intro purchase APR card. ... Credit card. 0% intro APR offers. Annual fee.

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  4. Annual percentage rate - Wikipedia

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    The term annual percentage rate of charge (APR), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.

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