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The Total Money Makeover: A Proven Plan for Financial Fitness is a personal finance book written by Dave Ramsey that was first published in 2003. [1] [2] [3] An updated edition was published in 2007 and 2013. It proposes methods of getting out of debt, staying out of debt, and corrects myths about money.
Ramsey was born in Antioch, Tennessee, to successful real estate agents and developers. [2] He attended Antioch High School where he played ice hockey. [citation needed] At age 18, Ramsey took the real estate exam [2] and began selling property, working through college at the University of Tennessee, Knoxville, [2] where he earned a Bachelor of Science degree in finance and real estate.
A caller to the Dave Ramsey show paid off $234,000 in 31 months. The caller worked 96 hours a week so she could become debt-free. For most people, increasing income and cutting spending can be ...
Ramsey’s ‘Baby Steps’ has even enabled some Americans to reach millionaire status. GOBankingRates spoke to two self-made millionaires who each shared the Ramsey rules that made them rich .
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